Cryptal & Coinmania Fees Explained in 2026

Understanding exchange fees is essential for anyone buying, selling, or converting crypto assets in Georgia. Although platforms may offer similar services, their fee structures can vary depending on top up methods, withdrawal processes, trading activity, or instant conversion tools. This article provides a clear breakdown of GEL-based fees for both Cryptal and Coinmania in 2026. It outlines balance top-up costs, withdrawal charges, trading fees, and conversion spreads where applicable. The goal is strictly informational - to present how each platform structures its fees so users can review potential costs before completing transactions.

This overview focuses specifically on transactions conducted in Georgian lari (GEL), as local payment options often influence the total expense of using an exchange. Some platforms apply fixed trading fees, while others incorporate costs directly into conversion rates through spreads. Additionally, certain top up methods may be free, whereas others depend on the selected payment channel. Since fee structures directly impact the final transaction amount, reviewing them carefully is an important step before initiating any exchange activity in 2026.

Cryptal Fees Explained

Cryptal applies a structured fee model for transactions conducted in Georgian lari. The platform separates costs based on top up methods, withdrawals, and trading activity, allowing users to see how fees apply at different stages of using the exchange. Below is a breakdown of the primary GEL-related charges in 2026.

GEL Balance Top-Up Fees on Cryptal

When funding an account in GEL, fees depend on the selected payment method:

• Bank card top-up – Fee applies based on the payment provider – 2%
• Wire transfer (TBC / Bank of Georgia) – Standard banking conditions apply – 0%
• PayBox top-up – Fee determined by the PayBox service – 1%

Users should review the selected payment channel before confirming a top up, as fees may vary depending on the provider.

GEL Withdrawal Fees on Cryptal

For GEL withdrawals, Cryptal applies a clearly defined structure depending on the withdrawal method selected. Users transferring funds from their exchange balance to a bank account should review the applicable fee before confirming the transaction.

• Online GEL withdrawal – Standard withdrawal fee applies as outlined on the platform.
• Processing time may vary depending on banking hours and the receiving institution.

Withdrawal fees are displayed prior to confirmation, allowing users to see the net amount that will be transferred. As with topping up, external banking policies may also influence final processing times. See more about Withdrawal Options.

Cryptal Trading Fees

Cryptal applies a fixed trading fee model for spot transactions. The same percentage fee is charged regardless of whether a user places a buy or sell order.

• Spot trading fee – Fixed percentage applied to executed trades.
• No separate maker or taker tier structure.

The fee is calculated based on the trade value at the time of execution and is transparently shown within the trading interface.

Cryptal Convert Fees

In addition to spot trading, Cryptal offers an instant Convert feature that allows users to exchange one crypto asset for another or convert GEL into supported assets without using the order book interface. Instead of a separate visible trading commission, the cost of conversion is incorporated into the displayed exchange rate.

Before confirming a conversion, the platform shows:

• The asset being converted from and to
• The confirmed exchange rate
• The final amount to be received

This structure allows users to review the rate prior to execution. Because the cost is embedded within the conversion rate, there is no additional standalone trading fee displayed during the Convert process.

Coinmania Fees Explained

Coinmania also structures its fees around top ups, withdrawals, and conversion activity conducted in Georgian lari. The platform offers several GEL-based funding methods and applies specific costs depending on how users add or withdraw funds. Below is an overview of Coinmania’s primary GEL-related fees in 2026.

GEL Balance Top-Up Fees on Coinmania

Coinmania provides multiple options for funding an account in GEL:

• Wire transfer via TBC Bank – Free top-up
• Wire transfer via Bank of Georgia (BOG) – Free top-up
• PayBox top-up – Fee applies, aligned with the PayBox service structure

Free bank wire top ups through major Georgian banks make direct transfers a cost-free funding option. However, users should always verify banking terms and selected payment channels before completing a transaction.

GEL Withdrawal Fees on Coinmania

For GEL withdrawals, Coinmania applies a fixed fee structure for online transfers to bank accounts.

• Online GEL withdrawal – 1 GEL per transaction

This fee is applied regardless of the withdrawal amount. Before confirming a withdrawal request, users can review the deducted fee and the final amount that will be received in their bank account. Processing times may depend on banking hours and the receiving institution’s policies. As with top ups, external banking conditions may influence settlement timing beyond the platform’s internal processing.

Coinmania Convert Spread

Coinmania applies a spread-based model when users buy or sell crypto assets through its Convert function.

• Buy spread – 5%
• Sell spread – 3%

A spread represents the difference between the market price of an asset and the price offered during conversion. Instead of charging a separate visible trading fee, the cost is embedded within the exchange rate shown to the user before confirmation.

How Fee Structures Differ in Practice

In practical terms, when using a spread-based model, the displayed buy price may be higher than the current market price, while the sell price may be lower. The difference between these prices and the prevailing market rate represents the cost of the transaction. Because the fee is built into the rate itself, there is no separate commission line shown during conversion.

Users should review the final amount they will receive before confirming a transaction. Since spreads are applied at the moment of execution, market volatility can also influence the effective rate. Understanding how spreads work helps clarify the total cost of converting crypto assets through Coinmania’s instant exchange function in 2026.

Important Notes About Exchange Fees

Exchange fees can change over time based on internal policy updates or external market conditions. Top up methods, banking partners, and payment providers may also adjust their own charges independently of the platform. For this reason, users should verify current fee information directly within the official interface before initiating a transaction. Reviewing the displayed rate, total deduction, and final receivable amount helps ensure transparency prior to confirming top ups, withdrawals, or conversions in GEL.

Summary

In 2026, both Cryptal and Coinmania apply structured fee models for GEL-based transactions, covering top ups, withdrawals, and asset conversions. Cryptal separates costs by funding method, withdrawal type, spot trading activity, and its Convert feature, where the exchange rate includes the transaction cost.

Coinmania offers free GEL top-ups via major bank wire transfers, applies a fixed 1 GEL withdrawal fee, and uses a spread-based model for its Convert function, with different rates for buying and selling. Because fee structures can influence the total transaction amount, reviewing current platform information before confirming any operation remains an important step for users operating in Georgia.